{"id":85,"date":"2011-01-22T08:19:45","date_gmt":"2011-01-22T13:19:45","guid":{"rendered":"http:\/\/www.RealEstateAnalysisFREE.com\/blog\/?p=85"},"modified":"2021-04-28T05:41:22","modified_gmt":"2021-04-28T10:41:22","slug":"loan-to-value-ltv-ratio","status":"publish","type":"post","link":"https:\/\/www.zilculator.com\/blog\/loan-to-value-ltv-ratio\/","title":{"rendered":"Loan to Value (LTV) ratio"},"content":{"rendered":"<p><strong>Loan to Value (LTV) ratio<\/strong> is the amount of the loan as it relates to the market value of the property which secures the loan. Banks are usually doing their own appraisals to define the market value of the property. It\u2019s expressed as a percentage. The majority of investors are trying to achieve high LTV to gain leverage on their invested money. Lenders have set requirements for LTV depending on various criteria. The LTV can be limited more for investment properties than for owner occupied ones.<\/p>\n<!-- WP QUADS Content Ad Plugin v. 2.0.17 -->\n<div class=\"quads-location quads-ad2\" id=\"quads-ad2\" style=\"float:none;margin:0px;\">\n\n <!-- WP QUADS - Quick AdSense Reloaded v.2.0.17 Content AdSense async --> \n\n\n<script type=\"text\/javascript\" >\nvar quads_screen_width = document.body.clientWidth;\nif ( quads_screen_width >= 1140 ) {document.write('<ins class=\"adsbygoogle\" style=\"display:inline-block;width:550px;height:90px;\" data-ad-client=\"pub-3164542121802998\" data-ad-slot=\"4497930067\" ><\/ins>');\r\n            (adsbygoogle = window.adsbygoogle || []).push({});\r\n            }if ( quads_screen_width >= 1024  && quads_screen_width < 1140 ) {document.write('<ins class=\"adsbygoogle\" style=\"display:inline-block;width:550px;height:90px;\" data-ad-client=\"pub-3164542121802998\" data-ad-slot=\"4497930067\" ><\/ins>');\r\n            (adsbygoogle = window.adsbygoogle || []).push({});\r\n            }if ( quads_screen_width >= 768  && quads_screen_width < 1024 ) {document.write('<ins class=\"adsbygoogle\" style=\"display:inline-block;width:550px;height:90px;\" data-ad-client=\"pub-3164542121802998\" data-ad-slot=\"4497930067\" ><\/ins>');\r\n            (adsbygoogle = window.adsbygoogle || []).push({});\r\n            }if ( quads_screen_width < 768 ) {document.write('<ins class=\"adsbygoogle\" style=\"display:inline-block;width:550px;height:90px;\" data-ad-client=\"pub-3164542121802998\" data-ad-slot=\"4497930067\" ><\/ins>');\r\n            (adsbygoogle = window.adsbygoogle || []).push({});\r\n            }\n<\/script>\n\n <!-- end WP QUADS --> \n\n\n<\/div>\n\n<p><strong>Note:<\/strong> Zilculator published a new LEARN section with an updated article including <a href=\"https:\/\/www.zilculator.com\/real-estate-analysis\/calculate-loan-to-value-ratio-formula-excel-example\">Loan-to-Value excel template<\/a>.\n","protected":false},"excerpt":{"rendered":"<p>Loan to Value (LTV) ratio is the amount of the loan as it relates to the market value of the property which secures the loan. Banks are usually doing their&#8230;<\/p>\n","protected":false},"author":1,"featured_media":69073,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[68],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan to Value (LTV) ratio | Zilculator: Real Estate Investment Analysis blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zilculator.com\/blog\/loan-to-value-ltv-ratio\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan to Value (LTV) ratio | Zilculator: Real Estate Investment Analysis blog\" \/>\n<meta property=\"og:description\" content=\"Loan to Value (LTV) ratio is the amount of the loan as it relates to the market value of the property which secures the loan. 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